citizens national bank texas

Your checking account number. Citizens is a brand name of Citizens Bank, N.A. Your account is protected by 24/7 monitoring and fraud alerts with, Depending on your preference, you can apply for a Citizens checking account online, over the phone, or at any, Paycheck Protection Program Loan Forgiveness. Regulators wanted a private company to take over First Republic to avoid the FDIC taking on too much debt, and that requirement "may have precluded other regional bank bidders from making the math work as well as it does for JPM," Ken Usdin, equity analyst for Jeffries, said in a note Monday. It is the third financial institution taken under government control in the last two months following a series of lightning-fast bank runs that has shaken the confidence of financial industry customers and investors. 2IMPORTANT DETAILS ON OVERDRAFT COVERAGE: When we pay a transaction that overdraws your account, we will charge you an Overdraft Fee of $35 per item paid. This is not an offer to buy or sell any security or interest. Compare Our Personal Checking Accounts | Citizens National Bank | Texas | Round Rock, Cedar Park, Pflugerville, Taylor Compare Our Accounts Best For Account Features Monthly Account Maintenance Fee Free Online & Mobile Banking Access Free Debit Card Minimum Opening Deposit Simplified Checking Regular Checking Open Account Learn More These factors, include, but are not limited to, the ability to obtain regulatory approvals and meet other closing conditions required to complete the Proposed Transaction, including necessary approvals by shareholders of Texas Citizens, on the expected terms and schedule, delay in closing the Proposed Transaction, difficulties and delays in integrating the Texas Citizens businesses or fully realizing cost savings from and other anticipated benefits of the Proposed Transaction, business disruption during and following the Proposed Transaction, changes in interest rates and capital markets, inflation, customer acceptance of the combined businesss products and services, and other risk factors. The transaction is expected to close during the first quarter of 2022. Under the terms of the merger agreement, which has been unanimously approved by the board of each company, Texas Citizens shareholders will receive 0.7038 shares of Business First stock for each share of Texas Citizens common stock (with cash paid in lieu of fractional shares), or approximately 2.1 million shares of Business Firsts common stock. As of September 30, 2021, TCBI had $516.9 million in total assets, $365.7 . "A poorly supervised bank was snapped up by an even bigger bank ultimately taxpayers will be on the hook. Readers are cautioned not to place undue reliance on the forward-looking statements contained in this press release because actual results could differ materially from those indicated in such forward-looking statements due to a variety of factors. Locations, Customer Privacy Policy Balance Fee. Not enrolled in Online Banking? Citizens National Bank at Brownwood Brownwood branch has been rated 4.0 out of 5 stars. Get in touch with our friendly loan professionals and find a loan that's right for you. www.cnboftexas.com, Login to My Account | Citizens National Bank of Texas - Since 1868 Business Online Banking Mobile Banking Locations About Us Apple Pay Now Available! SmartAsset does not review the ongoing performance of any Adviser, participate in the management of any users account by an Adviser or provide advice regarding specific investments. You can also contact the bank by calling the branch phone number at 325-646-5151. APY = Annual Percentage Yield. 6At least one account holder must be under 25 years old. Copyright 2021b1BANK. Congress needs to make major reforms to fix a broken banking system.". FDIC officials then accepted a bid from JPMorgan "to assume all deposits, including all uninsured deposits, and substantially all assets of First Republic Bank," the DFPI said. Citizens National Bank, as your lending headquarters, has you covered. The Citizens National Bank of Hillsboro is headquartered in HILLSBORO and is the 255 th largest bank in the state of Texas. How do I set up direct deposit and what kind of information is required? Transfer money securely and quickly between your Citizens Bank accounts. Legal Statement. Services for small and large businesses and everything in between. 12128 Ranch Road 620 N. Austin, TX 78750. Terms of Use | Give us a call today to speak with a live Customer Service Representative. CNB of Texas business bankers' first responsibility is to listen to your needs. You are about to follow a link to [Link]. Citizens National Bank is a brick-and-mortar bank, with 11 total branches in Texas. Citizens National Bank is a brick-and-mortar bank, with 11 total branches in Texas. It can be found on the bottom of the check directly to the right of the routing number. 325-643-3545 . Commercial banking services include commercial loans and letters of credit, working capital lines and equipment financing, and treasury management services. You can edit branch details by clicking here if you believe the information is incomplete, incorrect, out of date or misleading. For lobby hours, drive-up hours and online banking services please visit the official website of . Make purchases safely and be on your way. A voided check. We make the process simple and easy! Citizens National Bank's Texas Ratio is 0.00%, suggesting that the bank is in terrific financial health and unlikely to fail. Businesses, big and small, are the lifeblood of our communities. #1 Carnegie St., document.write(Year); "This acquisition modestly benefits our company overall, it is accretive to shareholders, it helps further advance our wealth strategy and it is complementary to our existing franchise," he said, noting that 800 JPMorgan employees worked around the clock to complete the transaction. Whenever you are ready, CNB is here for you. PO Box 569120. Enter an address, zip code, or city and state to begin your search. As of September 30, 2021, TCBI had $516.9 million in total assets, $365.7 million in total loans, $452.0 million in total deposits and $34.6 million in shareholders equity. Choosing the right account for you is simple with Citizens. 2023 CBS Interactive Inc. All Rights Reserved. We have experienced success diversifying our geographic exposure over the past few years. 10Citizens Zero Liability policy covers U.S.-issued cards only. Contact Us | Business Checking Accounts Small Business Checking Learn how to take control of your money and avoid overdrafts and fees. If your account is overdrawn, you have up until 10:00 PM ET the following business day (e.g., if your account is overdrawn at the end of the day Monday, you have until 10:00 PM ET Tuesday) to deposit enough funds to cover all of the overdraft items (minus the fees), and any additional transactions that post to the account that day. . It is a traditional brick-and-mortar bank with in-person service, in addition to its online and mobile offerings. Simply call us at 1-800-922-9999, visit any Citizens branch, or use the Change of Address feature of Online Banking. First Republic has 84 branches across eight states: California, Connecticut, Florida, Massachusetts, New York, Oregon, Washington and Wyoming. Without the deal, the FDIC would have needed to assume all of First Republic's debt. It is also the 2,900 th largest bank in the nation. Have peace of mind that your irreplaceable items are safe and sound. The overall rating is a weighted average of rates, fees, service quality and financial health.Read more. Apple, the Apple logo, iPad, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Statements in this press release may not be based on historical facts and may be forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Citizens National Bank at Brownwood Brownwood branch operates as a full service brick and mortar office. Citizens National Bank ranks as a small bank with assets totaling $402 million and deposits totaling $357 million. Click Here for a downloadable personal account application. I have been a customer of Citizen's National Bank Pflugerville Branch since 2006 and my experience with CNB has been above and beyond. Login to My Account| My e-Statements| Contact Us| Locations 972-938-4300 Every business, including yours, deserves a financial partner who understands its business checking needs. Whether a direct deposit is eligible for Paid Early is at our discretion and we cannot guarantee that you will always receive the Paid Early service. e-Statements: With online banking, you can choose paperless statements. This press release does not constitute an offer to sell or the solicitation of an offer to buy any securities or a solicitation of any vote or approval with respect to the Proposed Transaction. Write VOID in large letters in ink across the check, covering most lines so that nothing else can be written in on the check. the combined institution is expected to have total consolidated assets of approximately $4.9 billion. Citizens gives you tools that make it easy, such as Online and Mobile Banking, and account alerts. When a component rating is unavailable, the overall rating is calculated as an average of the remaining available ratings. Please note that we are continuing to take extra precautions to protect the health of our customers and employees. Online Banking Citizens Bank Online Banking Online banking makes handling your everyday banking needs easier than ever. COVID-19 Update A letter from our President and CEO, Mark Singleton. 110 S. Mays St. Additionally, it has an overdraft fee of $27.50, which is markedly less than the average U.S. overdraft fee. Citizens Financial Group, Inc. All rights reserved. Member FDIC. | Locations, 972-938-4300 Contact Us | Choose your banking center: Call today: 903-984-8671 For your convenience Mobile Banking Manage your finances anywhere you go. Takeover talks continued all weekend in the hope a deal could be struck before U.S. stock markets opened Monday. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. These forward-looking statements include, without limitation, statements relating to (i) the expected impact of the proposed transaction between Business First and Texas Citizens (the Proposed Transaction) on the combined entities operations, financial condition, and financial results, (ii) expectations regarding the ability of Business First to successfully integrate the combined businesses, and (iii) the amount of cost savings and other benefits that are expected to be realized as a result of the Proposed Transaction. A total of 1 votes cast and no one has reviewed the branch yet. Contact Us Now Personal Lending Get in touch with our friendly loan professionals and find a loan that's right for you. Additional Information and Where to Find It. Both of our companies are focused on serving similar clienteles in similar ways, in particular small businesses, and we anticipate a relatively seamless integration of operational systems and, more importantly, cultural approaches. Locations, 972-938-4300 All of your most precious belongings - paperwork, jewelry, stock certificates, loan documents, and more - are secured inside our bank vault. My e-Statements | Baton Rouge, La. This will allow the employer to verify the above information. Given Citizens National Bank's noncompetitive savings rate, you should consider choosing another bank to earn more on your deposits. Citizens Peace of Mind gives you additional time to fund your account and reverse overdraft fees. Citizens National Bank of Texas. Since 1985 Citizens National Bank has been helping our customers buy, build, or refinance their homes. Control As of September 30, 2021, Business First had total assets of $4.4 billion, total loans of $3.1 billion, total deposits of $3.8 billion and total shareholders equity of $430.2 million, compared to Texas Citizens estimated $516.9 million in total assets, $365.7 million in total loans, $452.0 million in total deposits and $34.6 million in common shareholders equity. You can manage all of your banking from anywhere you have internet access. SmartAsset experts rated Citizens National Bank 3.9 stars out of 5, suggesting it is a good bank that you should consider. Any forward-looking statement speaks only as of the date of this press release, and neither Business First nor Texas Citizens undertake any obligation, and each specifically declines any obligation, to revise or update these forward-looking statements, whether as a result of new information, future developments or otherwise. Citizens National Bank provides customers with a varied selection of product offerings, which include savings accounts, checking accounts, money market accounts, CDs, IRAs, mortgage products and credit cards. Brownwood office is located at 401 West Commerce, Brownwood. Get more answers in our Full FAQs section. A poorly supervised bank was snapped up by an even bigger bankultimately taxpayers will be on the hook. Reap the rewards as your business grows by earning $5 for each $5,000 in collected balances up to $15,000. Mr. Hingle has 39 years of banking experience and has spent the last 12 with b1BANK, during which he has served in various capacities, including market president, regional president and chief credit officer. Established in 1900, Citizens National Bank has assets totaling $402 million as well as deposits totaling $357 million, which makes the institution a small bank. Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view. Round Rock, TX 78664. What happens to First Republic Bank's stock and deposits now? More complex businesses benefit from this accounts low $12 monthly fee because it applies an earnings credit to your average collected balance less reserve requirements to offset any per item fees. Important Disclosures Regarding Deposit Insurance on Non-Interest-Bearing Transaction Accounts. With online Banking and online Bill Pay, we blend the latest in banking technology with personalized service. We believe that our partnership with b1BANK will further strengthen the bank by enhancing our customer experience and our long-term contributions to the local community. President Mike Cornett will also join the b1BANK team as vice chair, Houston. A Citizens National Bank of Texas Loan Officer will follow up to answer your questions. This nine-digit number is found on the bottom left of your checks. Email or call a Citizens Bank representative today! Example: 301 E. Main Street Kilgore TX 75662. Allowing you to manage your accounts on the go. Business First Bancshares, Inc. (Business First) (Nasdaq: BFST), the holding company for b1BANK, and Texas Citizens Bancorp, Inc. (Texas Citizens) today jointly announced the signing of a definitive agreement under which Business First will acquire Texas Citizens and its wholly owned bank subsidiary, Texas Citizens Bank, National Association. You can always call 1-866-690-BANK (2265) to access your account information or any of our locations listed below for assistance. The Annual Percentage Rate (APR) for an Overdraft Line of Credit is 21% on all outstanding loan balances. Member FDIC (NMLS ID# 433960). The $12 transfer fee per day for Overdraft Line of Credit Plan is waived for Student Checking, Citizens EverValue Checking, Citizens Quest Checking, and Citizens Private Client Checking. Updated on: May 1, 2023 / 7:48 PM Tutorial Videos Apple Android Business Online Banking & Bill Pay Site Security | Brownwood, Texas 76804. Contact us at 972-938-4300. Check out our account offerings below. "We need large, successful banks in the largest and most prosperous economy in the world," he said. Managing your checking accounts doesnt have to be complicated. Information about Business Firsts directors and executive officers is available in its proxy statement for its 2021 annual meeting of shareholders, which was filed with the SEC on April 15, 2021. Citizens National Bank has generally extremely low fees compared to the average U.S. bank. There is no fee for Savings Overdraft Transfer Plan. Data charges may apply. Free digital banking services, including: Free mobile app and mobile check deposits, No monthly service charge on daily balances over $600.00, $199.99 or below $10.00, $400 $599.99 $6.00, Free standard single checks. Now with Citizens Paid Early Our Loan Officers are only a phone call away if you need help. Citizens National Bank | Personal & Business Banking Building rewarding relationships. The negative collected balance rate is Prime plus 4. We understand that it can be hard to know where to start when it comes to your finances. JPMorgan will make a "modest" one-time $2.6 billion gain by acquiring First Republic but will also spend another $2 billion restructuring the regional bank, he added. When determining the amount you need to deposit to take advantage of Citizens Peace of Mind, you can check your balance in the Citizens mobile app or Online Banking and then consider transactions that may post to your account that day - such as checks or other debits. Texas Citizens Bancorp, Inc. is a bank holding company and the parent company of Texas Citizens Bank, a national banking association that offers a full range of banking products and services from six full-service branch locations located in the Houston, Texas market area. This schedule helps you determine when a deposit you make will increase your available balance. Baton Rouge, La. JPMorgan will gain $92 billion more in customer deposits and also absorb $173 billion in outstanding First Republic loans. No problem you can find your routing number online. Business Lending | Citizens National Bank of Texas Lending You need a bank that not only lends dollars, you need one that lends an ear. There is no transfer fee on any day in which all transfer are $5 or less- $5 Overdraft Pass. Sign up for Rate Watch to have rates e-mailed to you. Shareholders are urged to read the Registration Statement and the Proxy Statement-Prospectus regarding the Proposed Transaction carefully and in their entirety when they become available and any other relevant documents filed with the SEC by Business First, as well as any amendments or supplements to those documents, because they will contain important information about the Proposed Transaction. LEARN MORE Loans checking or savings account required to use Zelle. Customer Privacy Policy var Year = new Date(); **Paper items over the accounts free limit are $0.25 each. Excessive withdrawal fee (more than 40 debits per monthly statement cycle) of $1.00. Business Online Banking | Citizens National Bank | Texas | Round Rock, Cedar Park, Pflugerville, Taylor Business Online Banking Take branch visits off your busy schedule and manage company funds anywhere, anytime on nearly any device. Second-biggest bank failure in U.S. history. Citizens National Bank has several deposit products including savings accounts, checking accounts, money market accounts and CDs that provide you with many options to manage your money. NMLS Registry Information for Citizens National Bank of Texas, Bank locations in Burleson, Cedar Hill, Ennis, Italy, Midlothian, Red Oak, Waxahachie, Stephenville and Weatherford, Texas, Phone: 972-938-4300Mailing Address: PO Box 717, Waxahachie, TX 75168, Bank locations in Burleson, Cedar Hill, Ennis, Italy, Midlothian, Red Oak and Waxahachie, Texas, Copyright 2009 - 2016 Citizens National Bank of Texas, NMLS Registry Information for Citizens National Bank of Texas. No offer of securities shall be made except by means of a prospectus meeting the requirements of the Securities Act of 1933, as amended, and no offer to sell or solicitation of an offer to buy shall be made in any jurisdiction in which such offer or solicitation would be unlawful. For more information on the reissue please. Citizens corporate headquarters: One Citizens Plaza, Providence, RI 02903 So, we added Citizens Peace of Mind3 to your checking account to help you avoid the costs of unexpected overdrafts. To proceed, click 'continue' below. My e-Statements | Citizens National Bank - Walmart Branch. Cedar Park Map. My e-Statements | SmartAsset Advisors, LLC ("SmartAsset"), a wholly owned subsidiary of Financial Insight Technology, is registered with the U.S. Securities and Exchange Commission as an investment adviser. www.cnboftexas.com, Login to My Account | In connection with the Proposed Transaction, Business First will file with the SEC a registration statement on Form S-4 (the Registration Statement) that will include a proxy statement of Texas Citizens and a prospectus of Business First (the Proxy Statement-Prospectus), and Business First may file with the SEC other relevant documents concerning the Proposed Transaction. It was established in 1893 and as of December of 2022, it had grown to 28 employees at 2 locations.The Citizens National Bank of Hillsboro's CD rates are 68% higher than the national average, and it has a B health rating. Check out our competitive rates and variety of products tailored to fit your individual financial needs. You can find this information online, but you could also call a representative. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk. Copies of the Proxy Statement-Prospectus can also be obtained, when it becomes available, free of charge, by directing a request to Business First Bancshares, Inc., 500 Laurel Street, Suite 101, Baton Rouge, LA 70801, Attention: Corporate Secretary, Telephone: 225-248-7600 or to Texas Citizens Bancorp, Inc., 4949 Fairmont Parkway, Pasadena, TX 77505, Attention: Chairman and Chief Executive Officer, Telephone: 713.948.5727. Business First, Texas Citizens and certain of their directors, executive officers and employees may be deemed to be participants in the solicitation of proxies from the shareholders of Texas Citizens in connection with the Proposed Transaction. For more extensive options, visit CNBs Cash Management Services. Citizens National Bank unfortunately does not reimburse out-of-network ATM charges, meaning you will be required to locate a Citizens National Bank ATM or accept the cost of withdrawal. The government's move to assume control of First Republic came one week after it disclosed that customers hadwithdrawn more than $100 billionfollowing SVB's collapse. 7Wireless carrier, text and/or data charges may apply. Citizens National Bank, whose headquarters are in Cameron, Texas, lacks premium access to support representatives, with no live chat or all-day service options available. Citizens Peace of Mind is available on personal checking accounts and does not apply to Overdraft Line of Credit Transfer Fees. They know every business owner or manager, every business and organization, is unique. Business First Bancshares, Inc. (Business First) (Nasdaq: BFST), the holding company for b1BANK, and Texas Citizens Bancorp, Inc. (Texas Citizens) today jointly announced the signing of a definitive agreement under which Business First will acquire Texas Citizens and its wholly owned bank subsidiary, Texas Citizens Bank, National Association. This new feature gives you earlier access to your cash, helps avoid the stress of overdrafts and provides a head start on paying bills. Rates and APYs accurate as of March 23, 2023. All investing involves risk, including loss of principal. *A $5 non-usage monthly fee may apply if bill pay is not used after 3 months. Working with an adviser may come with potential downsides such as payment of fees (which will reduce returns). Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees. Its free, and theres nothing you need to do to enroll! It's safe, secure and easy. Once you have overdrawn your account, you must bring it to a positive balance as soon as possible. All forward-looking statements, expressed or implied, included in this press release are expressly qualified in their entirety by the cautionary statements contained or referred to herein. Knowing how much money is available in your account is critical to avoiding overdraft situations. For additional information regarding the transaction, an Investor Presentation has been filed with the Security and Exchange Commission (SEC) and may be accessed, at no charge, on the SECs website at www.sec.gov and at BFSTs website at www.b1BANK.com. Get more answers in our Full FAQs section. As we do not see these transactions until they are presented for payments, only you know what transactions may post to your account and how much you need to deposit. Citizens National Bank has a fair savings rate compared to the average savings account. Accidental death and dismemberment insurance, Discounts on travel, lodging and car rental, $2,000 minimum balance required to avoid a monthly service charge. b1BANK will NEVER contact a customer by phone or email and ask for passwords, account numbers, or personal information. E-Statements are a secure and easy way to access your statements online. We continue to provide "hometown" banking with big bank services. Following the completed transaction, For additional information regarding the transaction, an Investor Presentation has been filed with the Security and Exchange Commission (SEC) and may be accessed, at no charge, on the SECs website at, Business First Bancshares, Inc., (Nasdaq: BFST) through its banking subsidiary b1BANK, has $4.4 billion in assets, $4.7 billion in assets under management through b1BANKs affiliate Smith Shellnut Wilson, LLC (SSW) (excludes $1.0 billion of b1BANK assets managed by SSW) and operates Banking Centers and Loan Production Offices in markets across Louisiana and the Dallas, Texas area, providing commercial and personal banking products and services. First Republic has $229 billion in assets, making it the second-biggest bank to collapse in U.S. history after the 2008 failure of Washington Mutual .

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