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Isabel Berwick And weve got masses of questions about investing. You know, thats the step one. Isabel Berwick People watching might not know that and it might be on offer. The show will air weekdays from 6-10 a.m. ET/5-9 a.m. CT on 70 stations, taking over the slot once inhabited by Tom Joyner. But unless we understand it, we may not be making the most of it. The Quicksilva Show with Dominique Da Diva, Minorities and Mental Health Video Series, Hip Hop Spot: Cardi B Defends The Decision to Post Picture of Man Who Robbed Her Cousin at Gunpoint [VIDEO], Wendy Williams Opens Up About How Her Battle With Drug Addiction Began [WATCH], Whos Cappin?! Claer Barrett Yeah, I mean, the answer is we dont know. Hit us on social and give us some suggestions that we. So loads of questions about couples, families Isabel Berwick This one has touched me. Headkrack breaks down what Cardi B said about her decision to post a Twitter photo of a man accused of robbing her cousin at gunpoint, a new release from Fred The Godson, and what you need to watch this weekend in the Hip Hop Spot on The Morning Hustle. It may not even be crypto at the end of it. You know, you need information in school, you need better numeracy, being more confident with maths and the national numeracy campaign, which FLIC works with a lot, its doing a great job on that. Entrepreneur and its related marks are registered trademarks of Entrepreneur Media Inc. Geoffrey Hinton, a pioneer in artificial intelligence, is concerned about what will happen if AI gets into the wrong hands. Learn about theses six powerful time management strategies you can implement in a hybrid or remote workplace. and other data for a number of reasons, such as keeping FT Sites reliable and secure, How much do I need to be saving up a month to go into those different pots? From deepfakes to AI-powered bots, the internet is loaded with fake photos, videos, and stories. The show offers listeners the unique chemistry of the hosts providing a rare authenticity and transparency that connects with the lifestyle of the audience. And when I woke up to this, I was so angry with myself and I sort of resolved it was a bit of an epiphany moment, I thought I need to take much more careful attention to whats going on. Should it be on the school curriculum? Our address money@ft.com. I found out about my company pension scheme. Its not something that you have to do, although obviously there are advantages when youre buying, you get more protection. You know, you can open an investment account in America with a stockbroker, but if you open a general investment account over here, its probably not the right thing to do because we have something the Americans dont. He said like there is something in it Claer Barrett Saying, you know, I want to write a bestselling book or I want to start my own podcast or a side hustle, just sort of if you say it to yourself enough times. And if youre watching things in the UK, there are certain things that cross the transatlantic border, like, you know, investing regularly, you know, little and often small amounts, compound interest, the miracle of how these investments into index funds, in particular, where youre buying a slice of the whole market is cheap and your money can grow quite substantially over time. Prior to his run in Chicago, he led the WJMH morning show in Greensboro, North Carolina. This is an audio transcript of the Money Clinic podcast episode: What they dont teach you about money. RAMP has confirmed that Angie Ange, one of the original hosts of Reach Medias nationally syndicated The Morning Hustle has left the show to focus on her digital media company and pursue several new business ventures. Or is it in your head? We care about your data. I think weve asked a lot of you today. Lester Raynel Ruffin, professionally known as HeadKrack, is an American radio host, YouTuber, actor, rapper, host on the TV show Dish Nation.According to the 2023 estimates, the Headkrack Net Worth is around $5 million.Lately, HeadKrack, whose real name is Lester Raynel Ruffin, has been performing as one of the hosts of the Rickey Smiley Morning Show. Im sure well mention a few of them later on. Just to reiterate, Claers Money Clinic podcast is out weekly. I mean, some gold digger (inaudible) might, you know, dump them and move on. I mean, youre a very expert user of social media. Kyle is an exceptional morning show anchor. Thats just a fact of life. His years of experience and passion for morning radio will be a fantastic addition to The Morning Hustle, said Colby Tyner, Senior VP Programming of Urban Ones Radio One and Reach Media divisions. Angie Ange also brings tons of live radio expertise as a longtime host with Washington, D.C.s 93.9 WKYS and Her Royal Hypeness will surely bring more of the same. So you need lots of things. He moved up in the ranks after that, becoming the co-host of "Rap Attack." His sharp, funny wit got him a spot on "The Big Phat Morning Show." Powered by Vipology, on SoundExchange Welcomes Strouse, Cohn, Carmichael, on Audacy Exec. So I ended up overpaying about 200, I think, for this coffee table more than I should have done because of all of those interest payments getting charged on that card. When you describe pensions as free money, which I talk about in the book, people get more interested because pensions you think pension are years away, tomorrows problem. You know, how I was going to earn my living. Santillian will be accompanied by incumbent co-host Monica Lorel Torres as Headkrack exits. Thats the incentive from the government, from employers for us to do that. But youve still got the memories? In the interim, co-hosts Headkrack and Lorel roll on as a duo. So I think one of the problems that doesnt get talked about very much is that some of the most high-profile people on TikTok especially are American. My first book, you may have heard about it on the show. Lore'l is calling CAP on the entire franchise & host Chris Harrison after his decision to step aside after failing to condemn current contestant Rachael Kirkconnell's past racist behavior. And nowadays with the cost of student debt, the extra costs that youll rack up if you start one course and then switch courses and move to another one. So it does take a bit of time working out, as I said, with your partner or you know, even a like-minded friend who might have a similar kind of shaped budget to you, how much cash, what your goals are, what youre working towards. cookies See our privacy policy. theJasmineBRAND exclusively reports, new details surrounding a shakeup at Radio One and Reach Media's " The Morning Hustle ". You know, Im paying off the credit cards. And then youve got like things like travelling, investing in your, you know, ongoing training and development. Its possible for your financial personality to change, and the biggest way I think that you can effect change is by educating yourself, which is what were all here to do, but also by talking about money more with those closest to you. Claer Barrett Im Claer Barrett, Isabels colleague and host of the FTs personal finance show, Money Clinic. Published on July 12, 2021 The Morning Hustle Featured Video If you haven't noticed, our girl Angie Ang has a new look. The beloved host revealed in June that Rickey would succeed him as the morning anchor following his retirement at the end of 2019. But it did give me time to think about what I actually wanted to do. Martin Lewis, the patron saint of personal finance in the UK, he was talking about it on Wednesday on ITV, how people are copying him. By continuing to use this website you are giving consent to cookies being used. Now, theres lots and lots in my book as well about the basics of investing, but a couple of things to mention. In the meantime we are actively looking for a replacement and will be making an announcement soon., As RAMP was hitting our publishing deadline Monday evening we received the sad news of the passing of legendary, Cumulus Indianapolis welcomes Jill Taylor Testerman in the dual role of midday personality on Country 95.5 WFMS and Digital. Can you tell us a little bit about how that fits in? Now the fees are marginally higher on these funds where you can invest very, very small sums and put them into an Isa. Hinton joins several high-profile AI pioneers concerned about the technology's future. We ate in restaurants all the time. I started a day job at the age of 15, I worked in the local meat shop, and at the end of the day I got 20 quid out of the till and that meant, OK, Ive got 20 quid I can go and spend it on, blow it all in one go in the pub across the road after. Dont tell anyone, (chuckles) underage drinking after I finish work but its gone and Im not going to get any more. They could see that their female partners in particular were so frazzled and so busy trying to juggle all the different elements of life that actually their personal finances were being neglected. Your first port of call should always be, If I pay more into my company pension, will my employer also pay in more? Its called matched contributions. Claer Barrett And finally, Money Clinics usual disclaimer. Spinderella Goes on Twitter Rant About Salt-N-Pepa Leaving Her Out of Lifetime Biopic [WATCH], Dr. Ian Smith Explains What You Need To Know About The Coronavirus Variants & Impact On Vaccines, DaniLeighs Apology Stirs Yellow Bone Pot Even More & Beyonc Teases New Ivy Park Collection, Hip-Hop Spot: Rick Ross Gets Fried For Misogyny After Signed Clip Resurfaces [WATCH], G.G. Claer Barrett Yeah, absolutely. Major tech companies such as Google and Microsoft compete for AI dominance, causing the race to accelerate. Raleigh NC WQOK-FM 97.5 Isabel Berwick So weve got some questions about, you know, starting an Isa when, where do you start with that? It technically needs to be qualified although some people are, but firms are offering it because they can see theres a firm of accountants I know quite well because I often speak to them about FT Money articles. Subsequent governments have just never really properly addressed something that I write about with my small business hat on. (laughter) Lets hope hes not watching. NLE Choppa Talks Cottonwood 2, Baby Mama Drama Rumors, Cougar Crushes & More! ", Even benign dependency on AI/Automation is dangerous to civilization if taken so far that we eventually forget how the machines work. Next week, I might have a look at what credit card I could apply for. Dont try and do it all at once. The news of Headkrack's departure from The Morning Hustle has left many wondering whether he was fired from the show or decided to quit. Why isnt the Internet an option? And you know, this is why I love being on social media because you learn, youre not just there to teach them. But even I know thats often not the way. [WATCH], Why Kamala Harris Being Sworn Into History With VP Oath Means So Much For Little Girls. HeadKrack, a former longtime cast member of The Rickey Smiley Morning Show joined The Morning Hustle in Nov. 2019, and the show was syndicated by Reach Media in Jan. 2020. May 2, 2023. The alternative is, if youre investing in the stock market over time, looking for a longer term, if we are gonna be living with higher inflation for longer, then the value of your debts will be deflated away. Its lost money because Im looking at the long-term picture. LIKE US ON FACEBOOK.FOLLOW US ON TWITTER AND INSTAGRAM.SUBSCRIBE TO OUR YOUTUBE. We'll be in your inbox every morning Monday-Saturday with all the days top business news, inspiring stories, best advice and exclusive reporting from Entrepreneur. So by giving them the best materials, Amy, the director of the charity, calls it a bento box. Now, if you are gonna open a credit card, there are lots of different ones that younger people with less of a credit history can open, but they tend to have higher interest rates, like 25 per cent, 30 per cent, even higher. But certainly burnout, corporate burnout, is a big topic for the FT. And whenever we write about it, I always spend longer looking at the reader comments on our scoops often than reading the articles themselves. Dr. Ian Smith joins The Morning Hustle for all the latest coronavirus updates, including the variants and what that could mean for vaccine distribution. I think often, you know, when people get together, they didnt realise that the other one has debt problems. Theres a lot of finance on TikTok and Instagram. Oklahoma City KVSP-FM 103.5 Visit our, Kyle Santillian Joins The Morning Hustle As Headkrack Exits, Beasley Appoints Mike Cutchall As Las Vegas VP/Market Manager, Ramona Halloway To Move From WLNK Mornings to Radio One Charlotte Community Affairs Manager, Cort Johnson Joins 98.1 The Breeze For Mornings As Jack Kulp Retires, Christen Limon Rises To KYSR Music Coordinator, WKHX Launches Amanda & Garrett In Middays. Hell bring that infectious energy to The Morning Hustle, now heard in approximately 30 urban markets. Cincinnati OH WIZF-FM 101.1 Debt call centres, typically the kind of calls that theyre getting from people, theyve been struggling with problem debt for more than a year to two years sometimes. Visit our, Beasley Appoints Mike Cutchall As Las Vegas VP/Market Manager, Ramona Halloway To Move From WLNK Mornings to Radio One Charlotte Community Affairs Manager, Cort Johnson Joins 98.1 The Breeze For Mornings As Jack Kulp Retires, Christen Limon Rises To KYSR Music Coordinator, WKHX Launches Amanda & Garrett In Middays. Join Our Text Club To Get The Latest Music, Entertainment, Contests And Breaking News On Your Phone. But the moral of the story is 20 years later, I still have the same coffee table, although I dont hold onto the legs as much anymore. You know, all the statements, putting cash in envelopes, knowing that they were so diligently working the budget so that we wouldnt run out of money. Please enter your username or email address to reset your password. And Claer, thank you so much. If you wanted to do 4 to 5 per cent, if you wanted to do a new five-year deal today, they could fall in the future, they could rise. What starts off as a small problem or a small debt can often get worse, particularly if you have a sudden change to your life circumstances. Claer Barrett I do write things down. The Morning Hustle show will feature Headkrack, Angie Ange and more. But one of my earliest money mistakes was taking my eye off the ball when it came to a store card from a certain Swedish furniture retailer. Isabel Berwick Thats all the small print for now. Birmingham AL WALJ-FM 105.1 Then I would say, like, talk to as many people as possible about their job, what they like about it, what they dont like about it. Claer Barrett Well, when I take my four-year-old niece anywhere on the Tube, she says to me, Credit card, Aunty Claer, because she wants to be the one who taps to get out and in on the Underground. Savvy fans might remember Headkrack from his time on The Rickey Smiley Morning Show, and they can expect more of his hard-hitting commentary on all things Hip-Hop and Pop Culture. She is currently the family's bread winner and when Derrick (Jordan Cox) didn't get the job he thought was a . And you would hope that the value of your investments might have a better chance of outperforming inflation. Like maybe youre made redundant or you get ill and you cant work, youre self-employed. The funny thin. The Isa system, stocks and shares Isas, which means that if your investments grow within it, theyre protected from all different kinds of tax, whether thats capital gains tax, if theyre growing in value, dividend tax, income tax, when you take money out. Like the scientists and thought leaders who signed the open letter a few months ago, Hinton is concerned with the speed at which AI technology is advancing. You could also take a peek at our website, ft.com/money. You gonna have, you know, a real emergency on your hands. The Quicksilva Show with Dominique Da Diva, Minorities and Mental Health Video Series, Dr. Ian Smith Explains Why Hes Worried About Public Reaction To Johnson & Johnson Vaccine [WATCH], The Lo Down: Lil Uzi Vert Goes Public With JT + Andra Day Makes Golden Globe History, Hip Hop Spot: Kevin Durant Responds to Kash Dolls Tweet In The Battle Over The KD Initials [WATCH], Keri Hilson On Her Role Dont Waste Your Pretty & The Worst Piece Of Relationship Advice Shes Heard [EXCLUSIVE INTERVIEW], Kamala Harris Addresses Vaccine Hesitancy & Florida Officials Crack Down On Spring Break [WATCH], Whos Cappin?! Text BALTIMORE to 24042 to join! So, you know, I give it to her and tap it, and then shell walk off. I tried manifesting Claer Barrett At the beginning of this year because Mr MoneyJar, another person who I, who I follow on Instagram. Lance also advises stations, talent and brands on digital content strategies, programming integrations, and brand extensions. Copyright 2023 Entrepreneur Media, Inc. All rights reserved. Her book is What They Dont Teach You About Money, available in paperback from all good online and in real-life bookstores. After ChatGPT debuted in March, an open letter signed by more than 1,000 people urged for a six-month pause on the development of systems more advanced than ChatGPT-4. See our privacy policy. Isabel Berwick. If youve got a very large mortgage, then obviously people are thinking, well, thats a guaranteed return on debt. Diamond might be back at the Pynk real soon after he was fired from his job. And it just made me feel differently about money. And as I said before, do follow Debt Camel, shes a registered debt adviser and she does a brilliant job on Instagram of just making it more normal to talk about living with debt, which most of us are, lets face it, especially during the cost of living crisis. The late great Khia "K-Swift" Edgerton gave him his start on 92Q as the producer of "Off The Hook Radio" with Reggie Reg. Isabel Berwick No, when I was a personal finance journalist, my credit score was absolutely appalling. So theres a lot of emotional constructs that exist around money. They can teach us. Or Im IsabelBerwick on LinkedIn. Isabel Berwick Yeah, Im sure you are. Geoffrey Hinton, often called "the Godfather of AI," spent most of his career singing the praises of artificial intelligence. But conveniently, that was also the topic of last weeks episode. Rapper Headkrack Left 'The Morning Hustle' and Said It Was a 'Mutual' Decision A new host has joined 'The Morning Hustle' following rapper Headkrack's departure from the show, which has led many to wonder what happened to him. And the feeling Im gonna hold onto is the feeling when I shot the Hello Kitty folder, having dealt with all of the things or some of the things with my financial to-do list, that feeling of like Im getting on top of this, Im taking smaller steps towards becoming a better financial me. 92Q Jams - Baltimore, MD - Listen to free internet radio, news, sports, music, audiobooks, and podcasts. So you need to be really organised. Jonathan Small So, you know, keep watching. The Morning Hustle | 92q Staff Introducing 'The Morning Hustle' Radio Show With Headkrack, Angie Ange & More Next Monday, a new nationally syndicated radio show will hit the daytime airwaves featuring some familiar faves. The Morning Hustle begins its audio morning time takeover on Monday, January 6 beginning at 6AM ET. Goodbye. But there are some, there are some things that dont translate. Mortgage interest rates hovering around the 5 per cent mark. A video of a 6-year-old being handcuffed went viral after people were outraged over the footage. But ultimately, you are one half of this relationship, your partners debt problems, whilst they impact on you as a couple are their debt problems and you can help them to solve them, but you cant solve them yourself. You know, you can pick the resources you want and also the FT FLIC website. Isabel Berwick Yeah. Isabel Berwick I saved up week by week for a dollar called a Sasha doll, which is now worth a huge amount of money. Yes. @MorningHustleAM. I dont mind admitting this to you. Co-hosts HEADKRACK and LORE'L continue as . Isabel Berwick You see babies going like this now, dont you? So it makes her feel, you know, a million dollars. Copyright 2020 RAMP Media, Inc. All rights reserved. If youre worried about your job, worried about money, any of these things, they do say a problem shared is a problem halved. Wendy Williams: The Movie is premiering soon and Ciera Payton is giving all of the behind the scene tea. Buying a handset? Thank you for subscribing! Goldsboro NC WSSG-AM 1300 & 92.7FM They add like a one to my handle @ClaerB1 or @ClaerB_. Well, you know, well use the credit card. Action: Mike Dee, Tim Murphy, on Executive Action: Second Estate Records, on EVP Elevation For The Orchards Arnold, on Reach Media Launches Ryan Cameron Uncensored, on Limon Named Music Coordinator, ALT 98.7, on Steele Upped To PM Drive, WJJK/Indianapolis, Cutchall Takes Command Of Beasley Las Vegas, Reach Media Launches Ryan Cameron Uncensored, SoundExchange Welcomes Strouse, Cohn, Carmichael, Audacy Exec. Isabel Berwick Its quite hard. My son put the birthday candles in my cake the other way around. Because the biggest problem is teachers dont feel qualified to teach about personal finance. Something we learn in journalism is that dont be afraid to ask the stupid question. Marc is not just a good host, but he is actually a great journalist. Keri Hilson reveals loving the single life & breaks down her character as Mykah in the upcoming TV One original "Don't Waste Your Pretty". Thank you so much to Claer. Ange and Sorrells were part of the original The Morning Hustle, previously a local show on Radio One urban contemporary 93.9 Kiss FM WKYS Washington, DC. Sunny Dizzle's SteakSawse team releases video for "Klikkk Klakkk" paying homage to Breonna Taylor, Stephon Clark, Tamir Rice and more. Isabel Berwick Of credit card and are carrying a balance? (laughter) Its just been fantastic. Its been great. Nov 6, 2008 #13. Kandi Burruss Labeled A Side Chick By Father Of Her Oldest Daughter Riley, Hip Hop Spot: Bobby Shmurda Release Date Set + 42 Dugg & Roddy Ricch Both Okay After Reported Shooting On Set [WATCH], The Lo Down: DaBaby Responds To Rumors He Dissed JoJo Siwa In Beatbox Freestyle + Kim & Kanye Call It Quits. For example, I aim for six months fixed outgoings, but with no real rationale. Just try and do one thing with your money if you can every week. Ill be like, Esthel, come back. But the most pressing is the spread of misinformation. You remember, like when we were younger? Tulsa OK KJMM-FM 105.3 Now lets get it!. Headkrack breaks down everything Bobby Shmurda did upon his release from prison. Now when they start to get a bit older, the thing that taught me the most about money as a young person was working. Shes one of the people who I quote in the book. Manchester City 3-0 Arsenal (De Bruyne 54) Haaland snaffles possession in the middle of the park and steams off down the middle. If you own your own house, then youre gonna need to have home maintenance money because you know things will do go on. Claer Barrett And you still have the doll? So when it comes to teaching kids about money, yes, the physicality of money is hard to replicate. Baltimore, MD. He took half the furniture with him, went down to the shop and it said like, You can get 20 per cent off today if you sign up for our store card and buy furniture. So I did, but I didnt look at the repayments. "I'm happy to see the landscape of Urban AC morning radio continue to expand with Rickey . More Alleged Abuse Victims of Jonathan Majors Come Forward, Elon Musk Insists George Washington Was More Than A Slave Owner, Bill Maher Stans, L's & Found: Nike Restocking Air Jordan 1 "Lost and Found" This Week, Allegedly, 15 Music Stars Who Had Disturbing Relationships With Their Entourages [Photos], BET Uncut Is Not Coming Back; Here's Its 15 Wildest Videos Anyway, 7 Black Musicians Who Died of AIDS [PHOTOS], The 15 Best Celebrity Shoots For Playboy Mags Nude Edition [Photos]. All of these things suggest lots of ways in the book that people could, you know, just take those, put them on their financial to-do list and get going. Whats the level of match on your staff pension scheme? The bare minimum youre looking at, you know, youre paying in 3 per cent of your salary. Today in The Lo' Down on The Morning Hustle - Lore'l may have a new favorite celebrity couple, Eve and Naturi Naughton star in upcoming TV drama, & Andra Day made history at the Golden Globes! As of Tuesday, January 26th, there have been a reported 421K total deaths in the United States. Isabel Berwick But I think theres a big piece here about mental health. Reach Medias The Morning Hustle is down to two hosts as Angie Ange has departed the show to focus on growing her digital media company 38Madison. Copyright 2023 Interactive One, LLC. Its really, really important. Headkrack explains, During the interview, host Lore'l proceeded to ask Kehlani: "when it . Then you can make a more informed decision and if you do need to cut it, if thats the only lever you can pull, then try to resolve to start paying in again as soon as you can. Thank you to David Kantor, Colby Colb and thank you to the entire Reach Media team! Montgomery AL WJWZ-FM 97.9 Dont bottle things up. And importantly, how you can change that and shift your money mindset. And then when you take money out of your pension, yes, you will pay some tax, but you will also get a quarter of it, your tax-free lump sum, free of tax. Interviews. He squashed rumors about him and NBA YoungBoy not being cool, his relationship status, and critics who say he can't have fun and speak about issues facing the Black Community. Lore'l had to give "Who's Cappin?!" The Morning Hustle. Im Isabel Berwick, host of Working It, the FTs Work and Careers podcast. Because people, there was an element of shame of not knowing in the first place, but there really shouldnt be. And during that time problem debts can spiral. So someones asked what factors should I consider when deciding how much to keep in cash for an emergency fund? The show's co-host, Headkrack, has quietly left the show. Follow @morninghustleam !function(d,s,id){var js,fjs=d.getElementsByTagName(s)[0],p=/^http:/.test(d.location)? So, you know, talk, communicate, get advice. Isabel Berwick So Im gonna move on to some stuff about the Internet, which I think is huge. And I think that with the demise of things like paper rounds and sassy jokes housing your kids towards passing their exams, this is unfortunately part of learning about money that everyone is missing out on. In the Hip Hop Spot, Headkrack breaks down the battle of the KDs. And that one person must pay for everything. Isabel Berwick Yeah. "As you can see today, the community has come out in force and they will do over the next [few] days to make sure that the family has support." I can do it. I think they get worried about leaving, but theyre actually being made sick by their job. Check out the full interview and be sure to listen to The Morning Hustle with Headkrack & Lore'l weekdays from 6 to 10 AM eastern time. Isabel Berwick So, Claer, whats your earliest money memory? Isabel Berwick Do you write them down? It happened at a Red Lobster in York, PA. Footage shows restaurant employees forcefully removing the patron from the main entrance. And its a really tough situation to be in. All Rights Reserved. quite a lot of questions about children. You know, what home improvements are we gonna try and do? Yes. Claer Barrett Yeah, well, I mean, I think a lot of people feel that they have no choice. By continuing to use this website you are giving consent to cookies being used. Isabel Berwick Yeah, so thats an interesting point. Augusta GA WTHB-FM 96.9 Well send you a myFT Daily Digest email rounding up the latest Transcript news every morning. The biggest, biggest thing to watch out for: red flag alert on social media, anyone asking you for money, anyone telling you to invest in a particular thing, especially if its cryptocurrency, because I get people who cloned my account on Instagram, copy all of my posts. And one of my favourite Instagrammers, Debt Camel follow her if you dont already was a guest on a recent episode. So I would suggest you have a listen to that. Isabel Berwick Definitely and I think a lot of employers are starting to offer money advice to staff now. I mean, people talk about lifestyle creep and about how when you start to earn more, all of these things get added on to the list of expectations.
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